Zero Regulatory Anxiety. Effortless Administration for Solopreneurs, Digital Entrepreneurs & Freelancers.

AI can build you a model or draft a filing in thirty seconds. It won't tell you your SBI code was never right, or that WTZa/CIBG applies to you and nobody flagged it — that's not a prompting problem, it's Dutch regulation, and it usually only surfaces once it's expensive to fix. I use AI in my own workflow too, but I'm the one who's liable when the compliance call is wrong, and I've sat on both sides of the audit table — traditional corporate finance and running my own practice. And if you ever plan to sell this business, the foundations you skip today are exactly what a buyer's due diligence finds later. That's why I like working with people early.

The most common ones are the zelfstandigenaftrek (self-employed deduction), the startersaftrek (extra deduction for your first three years), and the MKB-winstvrijstelling (a fixed percentage exemption on your profit). To qualify for the self-employed deduction, you need to meet the urencriterium — at least 1,225 hours worked in your business per year. Business costs, a home office, and certain investments can also reduce your taxable profit.

Prices vary by service level: a basic ZZP bookkeeping package usually starts around €65–€125/month for straightforward businesses with a handful of transactions. Add-ons like cross-border VAT (OSS/IOSS) prep, payroll, or annual accounts for a BV cost extra. It's worth paying more once your business grows past simple bookkeeping — for example, when you're invoicing clients directly, selling cross-border, or need a real dashboard instead of just compliance.

Most ZZP'ers file BTW quarterly through the Belastingdienst portal, reporting VAT collected on sales minus VAT paid on business expenses. If you sell to other EU countries, the reporting gets more complex — you may need the OSS scheme instead of separate VAT registrations abroad. Missing the deadline triggers automatic fines and interest, so most freelancers prefer to have this handled by a bookkeeper.

Dutch personal income tax returns (aangifte inkomstenbelasting) are filed annually, typically due by May 1st for the previous calendar year, through the Belastingdienst's online portal. ZZP'ers report their business profit under Box 1, alongside deductions like the zelfstandigenaftrek, startersaftrek, and MKB-winstvrijstelling. An extension can be requested if more time is needed, and many freelancers have a bookkeeper file on their behalf directly through professional software connected to the Belastingdienst.